The NEW approach to your mortgage.

Meet the Humphrey Mortgage Team - where we empower you with financial literacy and guide your journey to financial freedom in Everett, WA and beyond.

Schedule your dreams & goals call!


Tim Humphrey

Branch Manager | Mortgage Advisor | NMLS# 1982955

As a seasoned Mortgage Advisor with NEO Home Loans, Tim Humphrey brings a wealth of expertise and a deep passion for making homeownership a reality for families and individuals. With an extensive background in the mortgage industry, Tim understands the importance of finding the perfect rate, terms, and conditions for your home loan—and he's committed to making it happen.


Whether you are a first-time homebuyer, a seasoned homeowner looking to invest in an income property or second home, or a family eager to refinance for better rates and terms, Tim offers personalized guidance through the complexities of various loan options including Conforming, VA, FHA loans, and more. His dedication ensures that every client is steered towards the best financial solution to meet their unique needs.


Tim is a key member of the award-winning NEO Value Region team, which helped fund over a billion in loans last year. His unique lending abilities and commitment to financial literacy empower clients to achieve financial freedom through real estate investment.


Located in Everett, WA, Tim Humphrey and his mortgage team are your go-to experts for all your mortgage needs. Trust in Tim Humphrey and the Humphrey Mortgage Team for reliable, knowledgeable, and friendly mortgage services in Everett.

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The NEO Experience

Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.

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  • Annual Financial Reviews

    Ensure your family's well-being by strategically planning for the future. Continuously receive expert advice and guidance to skillfully manage your real estate and financial matters.

  • Home Concierge Service

    Let our team assist you in maintaining your home's excellent condition and boosting its value as years go by.

  • Monthly Real Estate Wealth Digest

    Gain comprehensive insight into your real estate wealth and explore the array of options available to you. Plus, delight in observing the progress as it appreciably shifts each month!

  • The Perfect Mortgage Promise

    As your life's chapters unfold and transform, your mortgage management strategy should adapt accordingly. Our team is here to help you navigate these changes, ensuring your mortgage aligns with your evolving needs.

  • Maximize Wealth Through Real Estate

    Leverage the full potential of your current real estate holdings to ensure that your property is yielding its maximum benefits.

  • Relocation Services

    Discover the benefits of our NO COST renovation financing, designed to amplify the profits from your home sale. In addition, our advanced technology streamlines your transition into your new residence with ease.

How It Works

Step 1

Discovery

We begin by understanding your financial situation and long-term aspirations. This insight helps us craft a personalized mortgage strategy tailored to your needs in Everett, WA.

Step 2

Strategy

We analyze mortgage options to find those with the lowest costs and highest potential for prosperity. You'll receive a Total Cost Analysis—a clear, digital breakdown of your mortgage choices, ensuring you make informed decisions.

Step 3

Execution

Experience a seamless home loan process with us. Whether you're in Everett's competitive market aiming to close quickly, or on the other side of the country, we're here to support your financial preparation, whether buying or refinancing.

Step 4

Wealth Maximization

Life changes and so does the real estate market. Even after you move into your new home, we continue to manage your mortgage and help maximize your wealth. The closing of your loan marks the beginning of our enduring relationship.

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